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Categories for Tip of the Month

  • 6 Tips for Your Mid-Year Check In

    Posted Date May 1, 2026 Posted Time 12:00 am Published in

    🖨 Print⏱ 3 min readIt might be hard to believe, but yes, it’s almost the middle of the year and the perfect time to take a look at how you’re doing financially: are you fiscally fit or do you need a few adjustments? Whether it’s saving more, paying down debt, or prepping for retirement, you still have time to effect change. Here are a few ways to get started. Review Your 2026 Financial Goals Kind of a no-brainer, but ask yourself: Have I saved as much as I planned? How’s my progress at paying off debt? Have my priorities changed... View Article

  • Your Year-End Financial Checklist

    Posted Date December 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 5 min readBelieve it or not, the year is coming to a close. If you want to finish strong and set attainable goals for 2023, here’s a handy, actionable checklist to help you navigate upcoming expenditures. Review Your Spending and Create a Budget This might seem like Finance 101, but it’s a tried and true method that works. Take a look back to see where your money went. When you’ve evaluated your patterns of spending, you can reset priorities for the New Year, assuming you want to make changes. If you do, sit down and create a budget. Your... View Article

  • How to Write Great Happy Holiday Emails

    Posted Date November 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 3 min readThere’s no better time than the holidays to show your employees and your clients how much you appreciate them. Here are five simple steps to help you craft the perfect email in no time. Decide on the Audience and Purpose Before you begin, determine who will be your recipients. For instance, if you’re writing to your team, it will be a bit different than writing to your clients. However, no matter who you are addressing, you’ll probably want to start by expressing your gratitude. After that, you can further refine your message. If it’s to your... View Article

  • How to Host Awesome Holiday Office Parties

    Posted Date October 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readFall is here and so are many of the holidays we love. Whether it’s Halloween, Thanksgiving or December holidays, here are some fail-safe things you can do to make sure everyone shows up and has a good time. Throw a Potluck One of the easiest ways to lure people away from their desks is – you guessed it – food. Create a sign-up sheet with different categories to make sure you have enough savory and sweet dishes, and provide options for those with dietary restrictions. If you’re the organizer, you might supply the drinks and utensils,... View Article

  • Top Side Hustles

    Posted Date September 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readIn our current economy, or anytime actually, it can’t hurt to have a side hustle to bring in extra cash. Some of these options can be quite lucrative, but like everything, it takes a little work to create a steady income stream. However, with a little pre-planning, you can do it. Let’s take a look. Become a Tutor Are you a math whiz? A wordsmith? History nut? Whatever your specialty, you can earn between $10 and $75 an hour. You might vary your price based on whether you’re tutoring high school, college or adult education classes.... View Article

  • 8 Ways to Save on School Supplies

    Posted Date August 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 3 min readEven though summer is still somewhat in full swing, school will be starting soon. Yes, you heard that right. This means that you probably need to get prepared for the inevitable cash outlay ahead. But it doesn’t have to cost an arm and a leg. Here are some ways to navigate the upcoming expenditures and save a penny or two. Start Early We’re talking a few weeks ahead, if possible. If you wait until the last minute, supplies might run out. You may have to spend time online searching and/or driving from store to store –... View Article

  • How to Drive and Get the Best Fuel Efficiency

    Posted Date July 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readWe’re all feeling the pain at the pump. Unless you decide to walk, bike or take public transportation, you might feel stuck. But all is not lost. Here are some fuel-efficient driving techniques that can help you save hundreds of dollars in fuel each year. Don’t Drive Too Fast Of course, when you’re on the highway, you must maintain a certain speed. However, cars, vans and pickups are typically the most fuel-efficient when driving between 50 and 80 mph. If you go any faster, you’ll use more gas. Consider this: When you’re driving roughly 75 miles... View Article

  • Tips to Save on A/C This Summer

    Posted Date June 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 3 min readYou love summer, don’t you? School’s out, and BBQs are on. But what you probably don’t love are those higher air conditioning bills. Here are some tried-and-true ways to help lower the cost of keeping cool. Change Air Filters Make sure you switch out your filters before those sizzling summer temps arrive, then once a month after that. When filters are dirty, they block the airflow, which causes your air conditioner to work harder when cooling your home. You’ll not only lower your bills by five to 15 percent, but you will also extend the life... View Article

  • How to Save When You’re Broke

    Posted Date May 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readIf you think saving money is a waste of time, think again. It all comes down to having the right mindset and strategy – even if you don’t have a penny to spare. Here are some ground rules that have proven effective for many. All you have to do is be willing to dive in, change your choices, and revisit the way you approach your finances. Create a budget and track your expenses. Yes, you’ve probably heard this a million times and you might be thinking: how can I save money if I don’t have any?... View Article

  • The 50/30/20 Budgeting Rule Explained

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readYou may or may not have heard of the 50/30/20 budgeting rule, but it’s a good one – one that will help make organizing your finances a lot simpler. The basic idea is to divide up your after-tax income and allocate it to spend this way: 50 percent on your needs, 30 percent on wants and 20 percent on savings. Below are more details on how to do this. Spend 50 percent on needs. These bills are those that are necessary for survival, such as rent/mortgage, groceries, utilities, health care, insurance and paying the minimum amount... View Article

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