Author Archives for Service2Client

• Avoid Wasting Money on Digital Marketing with These Tips

  Posted Date October 1, 2020 Posted Time 12:00 am Published in Service2Client

  In last month’s article titled “How to Make the Most of Digital Marketing,” we examined how digital marketing can help your business grow. Unfortunately, this involves more than waving a magic wand. You can either choose to do it yourself or hire an agency to do it for you. Either way, if it’s not well done, you could end up wasting a lot of money with no return on your investment.  Indeed, any business will want to implement a system that promises to grow revenue. But the biggest mistake is to dive into a scheme that you don’t understand well. Understanding... View Article

• What’s Next for a Stimulus Bill?

  Posted Date October 1, 2020 Posted Time 12:00 am Published in Service2Client

  The Senate Republicans’ slimmed-down stimulus bill recently failed to materialize after receiving less than the 60 votes needed to move forward. The “skinny” stimulus bill, with a price tag of only $650 billion, was intended to be a way to quickly inject stimulus into the economy and bypass both the multi-trillion-dollar Republican HEALS Act and the Democratic HEROES Act. The current stimulus limbo leaves millions of Americans in a position of uncertainty. Four main areas that the Senate bill intended to address but are now up in the air include a second round of stimulus checks and the impact on struggling tenants and... View Article

• Long-Term Financial Impact of COVID-19

  Posted Date October 1, 2020 Posted Time 12:00 am Published in Service2Client

  As bad as the economy is right now due to the COVID outbreak in the United States, many economists are predicting that the long-term outlook is much bleaker. Alas, Congress and the Federal Reserve’s efforts at stimulus and interest rate management have done much to keep the economy and stock market afloat. However, small businesses – the backbone of America’s employment growth – are closing every day. As consumer spending reduces further, the impact will likely affect Wall Street. Consequently, share prices may soon begin correcting to reflect the future more so than the present. It should come as no... View Article

• The Importance of an SSL Certificate and Best Practices

  Posted Date October 1, 2020 Posted Time 12:00 am Published in Service2Client

  What is an SSL Certificate? An SSL (Secure Sockets Layer) certificate used is to encrypt traffic between systems, such as client and server. This is done to protect data that might include confidential information, Social Security numbers, and personal information. SSL involves the use of a pair of the public (available to anyone) and private (exclusive to destination server) keys to handle the encryption and decryption process.  You might have come across the term TLS (Transport Layer Security) – a protocol that is an improved version of the SSL. The two terms are used interchangeably, but this article will use... View Article

• Space Weather Forecasting, New Safety and Transparency Reporting Guidelines, Paying to Charge Federal Electric Vehicles, and a Plan to Celebrate Route 66

  Posted Date October 1, 2020 Posted Time 12:00 am Published in Service2Client

  PROSWIFT Act (S 881) – This Act was sponsored by Sen. Gary Peters (D-MI) on March 26, 2019. The legislation is designed to improve understanding and forecasting of weather events in space. The bill details provisions designed to improve the ability of the United States to both forecast and mitigate the effects of space weather. The bill designates the National Science and Technology Council’s Space Weather Operations, Research, and Mitigation Working Group as the authority to direct other agency initiatives. The bill establishes a pilot program to enable the National Oceanic and Atmospheric Administration (NOAA) to enter into contracts with... View Article

• Tips for Retiring in the Next 10 Years

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  The stock market continues to perform with relative resilience, despite the current economic decline. But to be clear, without 100 percent participation in the economy – in terms of small business job creation, consumer spending, and company growth and expansion – the stock market is apt to reposition prices to reflect slower growth. With no containment or control of the pandemic on the horizon, there is plenty of uncertainty associated with future financial planning. Anyone looking to retire in the next 10 years or so may want to take a fresh look at their current retirement income plan. In fact,... View Article

• Laws to Enhance Benefits for Service Members, First Responders, Veterans and to Restore National Parks and Public Lands

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  A bill to amend the Servicemembers Civil Relief Act to extend lease protections for servicemembers under stop movement orders in response to a local, national, or global emergency, and for other purposes (S 3637) – This bill extends the Servicemembers Civil Relief Act to protect service members who were previously issued orders to change duty stations but had those orders rescinded because of the pandemic. A stop movement order may leave them with a housing and/or car lease in two different locations. This extension allows families who are unable to relocate due to pandemic-related travel restrictions to be released without... View Article

• Five Ways to Manage Back-to-School Stress

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  If you’re anxious about sending your children back to school, you’re not alone. In fact, a recent poll from ABC News/Ipsos showed that 45 percent of parents don’t want their kids in the classroom at all. But whether your kids are in school or learning at home, there’s still plenty of worry to go around. How do you cope? Here are a few suggestions from a variety of counselors and mental health professionals that can help. Express Your Feelings Noticing the anxiety that’s going on inside is half the battle – then let it out. “I would encourage parents to... View Article

• 3 State Level Tax Hikes That Might Be Coming Due to COVID-19

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  No surprise, but Americans are consuming and spending less since the coronavirus kicked in.  Retail sales dropped to 8.7 percent in March, the largest month-over-month decline since the Census Bureau started tracking this data. Previously, the sharpest decline was less than half this – at 3.9 percent from October 2008 to November 2008, during the previous economic crisis. The reduction in consumer spending is due in part to lockdowns, spending more time at home for fear of the virus, and the economic impact – whether it’s losing a job, reduced hours, or in anticipation of tougher times ahead. While consumer... View Article

• Three Strategies Companies Can Implement to Recover Faster

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  Small businesses nationwide were already facing cash problems before the COVID-19 pandemic, according to McKinsey & Company. The firm found that almost one-third of small businesses were either seeing losses or making just enough to stay in business, but not realizing profitability. Looking at businesses selling essential and non-essential items, McKinsey & Company reports that before satisfying their “interest, taxes, depreciation and amortization” obligations and accountings, they were facing challenging times. When it comes to selling essential items, such as food, business owners in this industry only had margins of 5 percent. For businesses selling non-essential items, this sector saw... View Article