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Categories for Blog

  • Combating Employee Hesitancy to Return to the Office

    Posted Date May 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readAccording to the January 2022 Future Forum Pulse survey, there’s been a shift in what workers want post-pandemic. The report found that in Q4 of 2021, 78 percent of workers from six industrialized companies wanted location flexibility. The survey also found that 95 percent desired schedule flexibility. This is in light of the same survey finding that 72 percent of employees desire greater flexibility from their current places of employment. Those same workers reported that if they can’t find more flexible arrangements, they would seek out another employer that provides greater flexibility – compared to 57... View Article

  • What Every Taxpayer Needs to Know This Season

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readThe IRS is currently suffering a severe backlog in processing returns from 2021 for the 2020 tax year. As of Dec. 31, there were still more than 6 million unprocessed individual returns with notices and pending refunds. There are a few things every taxpayer should know that can help them navigate any delays in filing or speeding up the process to make filing this year as smooth as possible. Pass on the Paper Nothing speeds up the process like electronic filing. Despite the uptick in electronic filing over recent years, the agency is still buried in... View Article

  • The 50/30/20 Budgeting Rule Explained

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readYou may or may not have heard of the 50/30/20 budgeting rule, but it’s a good one – one that will help make organizing your finances a lot simpler. The basic idea is to divide up your after-tax income and allocate it to spend this way: 50 percent on your needs, 30 percent on wants and 20 percent on savings. Below are more details on how to do this. Spend 50 percent on needs. These bills are those that are necessary for survival, such as rent/mortgage, groceries, utilities, health care, insurance and paying the minimum amount... View Article

  • Give a College Savings 529 Plan For Graduation

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readIf you really want to make impact in your new grad’s life, make an investment in his or her future with a 529 College Savings account. There are two versions: an investment account and a prepaid account. Assuming you are opening an account now and don’t have time for investment growth, you may need to fund it with a significant chunk of money for it to be useful. The savings plan is good for building an investment balance over time, including while the student is in college. On the other hand, the prepaid option is a... View Article

  • Banning Masks, Banning Russian Oil, Making Lynching a Federal Hate Crime and Saving Sunshine

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readConsolidated Appropriations Act, 2022 (HR 2471) – This legislation will fund the federal government through September 2022, but also includes a plethora of other bills folded within for the purpose of quick passage by both the House and Senate. Among them is the reauthorization of the Violence Against Women Act and the allocation of $13.6 billion in additional aid to support Ukraine in its conflict against Russia. The bill was signed into law by President Biden on March 15. STANDUP Act of 2021 (S 1543) – STANDUP is the anacronym for Suicide Training and Awareness Nationally... View Article

  • The Rise in Ransomware Attacks and How to Keep Safe

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readCybersecurity experts estimate that there is a ransomware attack every 11 seconds. This makes it a challenge to individuals, businesses, and even governments. In ransomware attacks, cybercriminals encrypt a victim’s network or data, making it inaccessible until a ransom is paid. Despite organizations’ efforts to reduce the attacks, cybercriminals also are advancing their attack methods. For instance, an organization may have backups they can use to restore their systems, but the criminals also demand ransom not to publish the sensitive company information they have in their possession. Ransomware is not a new cybersecurity threat. It is... View Article

  • Considerations When Selling a Business

    Posted Date April 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 5 min readAccording to the U.S. Small Business Administration and Project Equality, 60 percent of business owners plan to cash out of the business in the next 10 years. For the baby boomer generation, it’s especially important as they contemplate retirement, with this generation reportedly owning 2.3 million businesses. When it comes to getting a business ready for sale, there are many components to review and get organized before looking for prospective buyers. The first thing owners looking to sell their business are being asked is why they’re selling. This may occur for many reasons – voluntary or... View Article

  • How to Manage Your Aging Parents’ Finances

    Posted Date March 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readTaking over your aging parents’ finances is not easy. But it’s something that can be handled in an organized, compassionate way. Here’s a roadmap that shows how to embrace it and do the right things for everyone involved. Start the conversation early. Right now, your parents might not need any help. They might be handling everything just fine. But there will come a day when they can’t – and they’ll need your help. The National Institute on Aging recommends that parents give advance written consent to designated family members so they can discuss personal matters with... View Article

  • How To Maximize the Potential of Your 401(k) Plan

    Posted Date March 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 4 min readOne of the easiest ways to save for retirement is to participate in an employer-sponsored retirement plan. You simply select a percentage of your paycheck that you would like transferred to your 401(k) (or similar) account. Not only does your employer make the transfer for you, but it comes out of your paycheck before income taxes are taken out. This way, you avoid paying taxes on that income from each paycheck, and those taxes are not due until you withdraw the money from your retirement plan. This usually happens once people retire and enter a lower... View Article

  • Relief for USPS Financial Requirements, Plus Support for Victims of Sexual Harassment and Online Child Exploitation

    Posted Date March 1, 2022 Posted Time 12:00 am Published in

    🖨 Print⏱ 3 min readAmache National Historic Site Act (HR 2497) – This Act was introduced by Rep. Joe Negusa (D-CO) on April 24, 2021. The bill authorizes the Department of the Interior to acquire land in Colorado in order to establish a park called the Amache National Historic Site. It is to be included as part of the National Park System for the purpose of preserving, protecting and interpreting resources associated with the incarceration of civilians of Japanese ancestry during World War II at the Granada Relocation Center, as well as the military service of incarcerees at the Granada... View Article

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