Categories for Uncategorized

• What’s Next for a Stimulus Bill?

  Posted Date October 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 3 min readThe Senate Republicans’ slimmed-down stimulus bill recently failed to materialize after receiving less than the 60 votes needed to move forward. The “skinny” stimulus bill, with a price tag of only $650 billion, was intended to be a way to quickly inject stimulus into the economy and bypass both the multi-trillion-dollar Republican HEALS Act and the Democratic HEROES Act. The current stimulus limbo leaves millions of Americans in a position of uncertainty. Four main areas that the Senate bill intended to address but are now up in the air include a second round of stimulus checks and the impact... View Article

• Five Ways to Manage Back-to-School Stress

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 4 min readIf you’re anxious about sending your children back to school, you’re not alone. In fact, a recent poll from ABC News/Ipsos showed that 45 percent of parents don’t want their kids in the classroom at all. But whether your kids are in school or learning at home, there’s still plenty of worry to go around. How do you cope? Here are a few suggestions from a variety of counselors and mental health professionals that can help. Express Your Feelings Noticing the anxiety that’s going on inside is half the battle – then let it out. “I... View Article

• Tips for Retiring in the Next 10 Years

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 4 min readThe stock market continues to perform with relative resilience, despite the current economic decline. But to be clear, without 100 percent participation in the economy – in terms of small business job creation, consumer spending, and company growth and expansion – the stock market is apt to reposition prices to reflect slower growth. With no containment or control of the pandemic on the horizon, there is plenty of uncertainty associated with future financial planning. Anyone looking to retire in the next 10 years or so may want to take a fresh look at their current retirement... View Article

• Laws to Enhance Benefits for Service Members, First Responders, Veterans and to Restore National Parks and Public Lands

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 4 min readA bill to amend the Servicemembers Civil Relief Act to extend lease protections for servicemembers under stop movement orders in response to a local, national, or global emergency, and for other purposes (S 3637) – This bill extends the Servicemembers Civil Relief Act to protect service members who were previously issued orders to change duty stations but had those orders rescinded because of the pandemic. A stop movement order may leave them with a housing and/or car lease in two different locations. This extension allows families who are unable to relocate due to pandemic-related travel restrictions... View Article

• How to Make the Most of Digital Marketing

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 4 min readDigital marketing is not a new phenomenon. However, new realities imposed by the COVID-19 pandemic have highlighted the importance of digital marketing for businesses. Basically, digital marketing revolves around using digital channels to advertise. Such channels include mobile devices, search engines, social media, websites, email, and others to help reach consumers. The purpose is to create a relationship with potential online customers to influence their buying decisions. Why Digital Marketing For starters, with digital marketing, you are able to personalize your marketing and target your ideal audience. It offers the ability to target an audience based... View Article

• Three Strategies Companies Can Implement to Recover Faster

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 4 min readSmall businesses nationwide were already facing cash problems before the COVID-19 pandemic, according to McKinsey & Company. The firm found that almost one-third of small businesses were either seeing losses or making just enough to stay in business, but not realizing profitability. Looking at businesses selling essential and non-essential items, McKinsey & Company reports that before satisfying their “interest, taxes, depreciation and amortization” obligations and accountings, they were facing challenging times. When it comes to selling essential items, such as food, business owners in this industry only had margins of 5 percent. For businesses selling non-essential... View Article

• 3 State Level Tax Hikes That Might Be Coming Due to COVID-19

  Posted Date September 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 3 min readNo surprise, but Americans are consuming and spending less since the coronavirus kicked in.  Retail sales dropped to 8.7 percent in March, the largest month-over-month decline since the Census Bureau started tracking this data. Previously, the sharpest decline was less than half this – at 3.9 percent from October 2008 to November 2008, during the previous economic crisis. The reduction in consumer spending is due in part to lockdowns, spending more time at home for fear of the virus, and the economic impact – whether it’s losing a job, reduced hours, or in anticipation of tougher... View Article

• Help for People Struggling to Pay Bills

  Posted Date August 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 3 min readThe impact of COVID-19 has caused many Americans to suffer hardships, one of which is struggling to make ends meet. But take heart; there are solutions. Here are a few areas in which creditors are working with people to alleviate some of the stress. Mortgages Fortunately, the Coronavirus Aid, Relief, and Economic Security Act, allows for mortgage forbearance, which if you’re financially compromised because of COVID-19, you can temporarily suspend payments. Also, the Federal Housing Finance Agency is allowing mortgage servicers to permit homeowners to delay payments if the notes are backed federally or by a... View Article

• Borrowing From Your Retirement Plan: New CARES Act Rules

  Posted Date August 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 4 min readIt’s been nearly half a year since Americans first became widely aware of the coronavirus contagion within the United States. While for a brief month it looked as if we had the virus in hand, since then it has spread wildly out of control in many areas. People who did not suffer dramatic financial consequences in the early stages of the pandemic could see some hard days ahead. For this reason, it’s a good idea to become familiar with the new relaxed rules associated with withdrawals from tax-advantaged retirement plans. In late March, Congress passed the... View Article

• How to Develop a Sanitation Plan for Employee and Customer Safety

  Posted Date August 1, 2020 Posted Time 12:00 am Published in Service2Client

  🖨 Print⏱ 3 min readAs part of a comprehensive strategy to cope with COVID-19 and reduce the risk of spreading it, developing a sanitation plan is a necessary tool that businesses can implement during the reopening process. The Centers for Disease Control and Prevention recommends a thorough approach for cleaning and disinfecting. The first thing to do to reduce the amount of COVID-19 virus on exterior surfaces and items handled by individuals is to wash them with soap and water. When it comes to items handled by many individuals, using appropriate disinfectants approved by the Environmental Protect Agency that contains... View Article